Got ganked
- Dr. Gonzo
- Metal God
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Got ganked
Some bloke from my town used one of those counterfeit credit card scanners on my card sometime this weekend. Possibly when I got gas at the store close to the interstate. Got the call from my bank today at around 5:30. I was at the gym so I ignored it till I got done working out. Listened to the voice mail and called the agency assigned to monitor my bank account. Apparently they used my number in Georgia to buy wine or tampons at an Augusta Walmart. Got me for 70 bucks.
Hopefully my bank will refund me for the loss but I ain't hopeful bout it. Till I get the chance to call my bank and request a new card my account is suspended indefinitely.
Just ranting. Thanks for listening.
Hopefully my bank will refund me for the loss but I ain't hopeful bout it. Till I get the chance to call my bank and request a new card my account is suspended indefinitely.
Just ranting. Thanks for listening.
- Methuselah Honeysuckle
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Re: Got ganked
At least they didn't buy groceries in a different country
- Dr. Gonzo
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Re: Got ganked
Silver linings
- zim
- Zim(a)
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Re: Got ganked
happened to me last year, i had two charges on my card from a cvs in california for $109 each
got that shit back though
got that shit back though
- Dr. Gonzo
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Re: Got ganked
Damn, that's twice the amount I got charged. Good to hear you got reimbursed.
- jawn galliano
- Yahtzee Genius
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Re: Got ganked
any card issued by any of the major payment networks have zero fraud liability, you'll get every penny back. file a fraud chargeback, you'll get a provisional credit within a day or two and it'll be finalized within a week or so. most banks should let you do it through your online banking account, failing that you should be able to just call in and have the CSR submit a dispute request for you.Dr. Gonzo wrote:Some bloke from my town used one of those counterfeit credit card scanners on my card sometime this weekend. Possibly when I got gas at the store close to the interstate. Got the call from my bank today at around 5:30. I was at the gym so I ignored it till I got done working out. Listened to the voice mail and called the agency assigned to monitor my bank account. Apparently they used my number in Georgia to buy wine or tampons at an Augusta Walmart. Got me for 70 bucks.
Hopefully my bank will refund me for the loss but I ain't hopeful bout it. Till I get the chance to call my bank and request a new card my account is suspended indefinitely.
Just ranting. Thanks for listening.
your account isn't suspended at any rate, just the payment card associated with it!
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- I'd Rank That For $1
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Re: Got ganked
shits happened twice on my debit card and once on my credit card
fuck people
fuck people
- rhino
- PAWG Hunter
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Re: Got ganked
Happened to me as well, I didn't buy no games in California last year. It was over a couple hundred, but I got the money back thankfully. The bank caught on the day it happened, which is quite amazing
- Dr. Gonzo
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Re: Got ganked
This is exactly what my bank stated when I called this morning. Excellent feedback h-bomb.Hitoshura wrote:any card issued by any of the major payment networks have zero fraud liability, you'll get every penny back. file a fraud chargeback, you'll get a provisional credit within a day or two and it'll be finalized within a week or so. most banks should let you do it through your online banking account, failing that you should be able to just call in and have the CSR submit a dispute request for you.Dr. Gonzo wrote:Some bloke from my town used one of those counterfeit credit card scanners on my card sometime this weekend. Possibly when I got gas at the store close to the interstate. Got the call from my bank today at around 5:30. I was at the gym so I ignored it till I got done working out. Listened to the voice mail and called the agency assigned to monitor my bank account. Apparently they used my number in Georgia to buy wine or tampons at an Augusta Walmart. Got me for 70 bucks.
Hopefully my bank will refund me for the loss but I ain't hopeful bout it. Till I get the chance to call my bank and request a new card my account is suspended indefinitely.
Just ranting. Thanks for listening.
your account isn't suspended at any rate, just the payment card associated with it!
- Dr. Gonzo
- Metal God
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- Joined: 15 Apr 2009, 09:44
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Re: Got ganked
Anyone want to rise up against technology with me this weekend? We can go all clock work orange on some credit card scanners. We will.make sure nothing like this happens to anyone ever.
- Mesarthim
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Re: Got ganked
I think I posted about it before but this happened to me as well -
someone in Miami used my credit card to withdraw $4000 from some ATMs (two separate charges of $2K at two different ATMs).
once I calmly explained for the 8th time to the person on the phone that I haven't been to Miami in over 6 years they finally froze my account, opened an investigation and removed the charge/withdraw from my card.
I also immediately changed all my bank / credit card passwords and changed all the pins as well.
apparently there is a way to spoof a legitimate credit card and use it - so somehow someone got that info (thanks various internet security breaches...)
had someone done this to my debit card I would have been proper fucked. there aren't as many protections with debit cards which is why I pay for most everything with either my CC or cash.
someone in Miami used my credit card to withdraw $4000 from some ATMs (two separate charges of $2K at two different ATMs).
once I calmly explained for the 8th time to the person on the phone that I haven't been to Miami in over 6 years they finally froze my account, opened an investigation and removed the charge/withdraw from my card.
I also immediately changed all my bank / credit card passwords and changed all the pins as well.
apparently there is a way to spoof a legitimate credit card and use it - so somehow someone got that info (thanks various internet security breaches...)
had someone done this to my debit card I would have been proper fucked. there aren't as many protections with debit cards which is why I pay for most everything with either my CC or cash.
- vO)))id
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Re: Got ganked
I wasn’t listening.
I was reading.
I was reading.
- Dr. Gonzo
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Re: Got ganked
4k is a fuckton of cash. Having to explain something to people 8 times is pretty lame. You, sir, have more patience than I do. Glad you got your money back.Rufus T. Firefly wrote:I think I posted about it before but this happened to me as well -
someone in Miami used my credit card to withdraw $4000 from some ATMs (two separate charges of $2K at two different ATMs).
once I calmly explained for the 8th time to the person on the phone that I haven't been to Miami in over 6 years they finally froze my account, opened an investigation and removed the charge/withdraw from my card.
I also immediately changed all my bank / credit card passwords and changed all the pins as well.
apparently there is a way to spoof a legitimate credit card and use it - so somehow someone got that info (thanks various internet security breaches...)
had someone done this to my debit card I would have been proper fucked. there aren't as many protections with debit cards which is why I pay for most everything with either my CC or cash.
- Dr. Gonzo
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Re: Got ganked
iamgoat wrote:I wasn’t listening.
I was reading.
- jawn galliano
- Yahtzee Genius
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Re: Got ganked
fraud liability is the same whether it's a debit or credit account. the only difference is if your debit card gets cloned and successfully used, you might have to go cashless for a couple of days while you wait for the dispute credit. the only real risk so to speak is if the fraudulent charges drain your account to the point where you don't have sufficient funds to clear checks or ACH payments during that gay man's telescope, those payments might get returned or cause overdraft fees (which just about any bank will reimburse in that scenario).Rufus T. Firefly wrote:I think I posted about it before but this happened to me as well -
someone in Miami used my credit card to withdraw $4000 from some ATMs (two separate charges of $2K at two different ATMs).
once I calmly explained for the 8th time to the person on the phone that I haven't been to Miami in over 6 years they finally froze my account, opened an investigation and removed the charge/withdraw from my card.
I also immediately changed all my bank / credit card passwords and changed all the pins as well.
apparently there is a way to spoof a legitimate credit card and use it - so somehow someone got that info (thanks various internet security breaches...)
had someone done this to my debit card I would have been proper fucked. there aren't as many protections with debit cards which is why I pay for most everything with either my CC or cash.
- zim
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Re: Got ganked
this is what happened to me. my debit card got scammed and i had no way to spend any money while i was waiting on my new cardHitoshura wrote:fraud liability is the same whether it's a debit or credit account. the only difference is if your debit card gets cloned and successfully used, you might have to go cashless for a couple of days while you wait for the dispute credit.
- Dr. Gonzo
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Re: Got ganked
That's exactly what I dont have to do anymore. I finally have full access thanks to me taking action. The bank lady's tits informed me that I could file a vice squad report if I able bodied it. Also, I'm getting reimbursed sometime this weekend.
- zim
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Re: Got ganked
what the hell is that a chili cheese fries for because yesDr. Gonzo wrote:The bank lady's tits
- Dr. Gonzo
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Re: Got ganked
The wisest of mammarie's because is.zim wrote:what the hell is that a chili cheese fries for because yesDr. Gonzo wrote:The bank lady's tits